Posts in Category: Loans

Today’s Capital World: More Changes and Demands

EQUITIES FIRST HOLDINGS is a one of a kind company that offers wonderful solutions for alternative capital. In fact, they have done so for years. They truly are one of the best to work for or work with, on a global scale as a whole.

EQUITIES FIRST HOLDINGS was begun in 2002. It has been up and running well since. Its headquarters are currently located in Indianapolis, IN.

EQUITIES FIRST HOLDINGS has just recently noticed a quite interested growing trend in the world of loans and capital. I quote a fantastic source which speaks more on the matter. Here it is:
“While some options still exist for these individuals, recently, many banks have cut their lending options for borrowers, tightened loan qualifications, and increased interest rates. Al Christy, Jr., Founder and CEO of EFH, sees loans collateralized by stocks as an innovative borrowing alternative….”

More traction is noticed, accord to the company, in terms of loans which are stock based and margin based. This is not to mention, in an age in which banks and other institutes of finance and money have tightened their grip on everything….including all loans. One must take note.

Criteria for taking out a loan is most certainly not as easy or forgiving as it once was. The world has certainly changed. Along with such changes may also come the opportunity for an individual to be more realistic and responsible on the whole….which is not such a bad thing in itself, when you really stop to evaluate where we stand as a globally connected economic society.

These borrowing individuals still have other options, of course. Yet not many have noticed that banks have become a bit more strict in this respect. The banks themselves are offering less and less for this; at least, many banks are.

For example, options on loans for those who borrow have become less. Qualifications for approval have no doubt become tightened more and more. Interest rates have only increased in addition to this. One need be far more wise and careful in today’s day and age.